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An MBA may be the right degree to advance your career, develop your leadership skills, or start your own business. While an MBA can lead to higher earnings potential and even signing bonuses, is it worth investing two years of your life? For instance, according to data from the Education Data Initiative for February 2024, an M.B.A. costs $56,850 on average. The price varies, however, depending on the school. For a two-year MBA program at Harvard Business School, the cost is $231,276. Alternatively, Binghamton University offers a two-year MBA program for $22,620+. In addition to these costs, te...
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There can be a lot of confusion and complexity surrounding money. Budgeting, saving, investing, and retirement planning are things to learn. Fortunately, more than enough great books can help you begin your journey to financial literacy. Here are twenty of the best books for learning about money. 1. “The Simple Path to Wealth: Your road map to financial independence and a rich, free life” by JL CollinsOriginally written as advice to his daughter, blogger and financial expert JL Collins presents the following five steps to achievingfinancial independence and a secure retirement: Don’t spend mor...
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There’s no doubt about it: advertising is everywhere. In every aspect of our lives, from reading an article to watching a video on YouTube to driving down the highway, advertisements bombard us and create constant pressure to buy. In fact, each day, people see about 5,000 ads. In addition, 5.3 trillion display ads are displayed online each year. The result is that we eventually surround ourselves with stuff. The more things we accumulate, often mindlessly, the more filled our homes become. As the late and great George Carlin said, “That’s what your house is, a place to keep your stuff while yo...
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The financial market is a dynamic and unpredictable entity. It’s not uncommon for investors to face periods of stagnation, where the returns on their investments are minimal or even non-existent. One such scenario is the possibility of the S&P 500 averaging a 0% return over the next five years. This might seem extreme, but it’s not entirely implausible. According to JP Morgan’s statistics, the S&P 500 is currently trading at 20.5 times earnings, which is considered expensive. Historically, when stocks start from such an expensive stance, they have provided a 0% return over the next five years....
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The desire for wealth is universal. It promises a life of comfort, security, and opportunities often beyond the reach of those grappling with financial constraints. Many dream of a future free from the shackles of financial worry, where they can live life on their own terms and provide for their loved ones without hesitation. However, the path to wealth is not straightforward. It demands hard work, dedication, and a willingness to step out of one’s comfort zone. Many falter here, deterred by the effort required and the uncertainty of the outcome. Excuses: the self-imposed barriersWhen faced wi...
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Investing in stocks is a well-trodden path to growing wealth over time. Yet, comprehending the performance of stocks and forecasting their future trends can be a daunting task. This article aims to simplify this process by providing a logical explanation of what you should expect from the performance of stocks going forward. Decoding stock performanceThe performance of stocks is often gauged by their average annual return. Historically, stocks have averaged a 10% yearly return over the long run. This figure is widely accepted; even the least educated social media finance guru can tell you this...
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Amid our daily grind, it’s easy to overlook life’s simple joys. One such joy is the sun’s warmth, a natural beacon of light and energy that has symbolized hope and positivity since dawn. This piece explores the idea of soaking up the sun and sharing it with everyone, an illustrative embodiment of embracing positivity and spreading it around. The power of the sunThe sun, our solar system’s central star, holds a potent symbolism in many cultures. It stands for life, energy, strength, and positivity. The term “soaking up the sun” is frequently used to depict the act of basking in the sun’s warmth...
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In love and romance, it’s not rare to see people caught in a seemingly never-ending cycle of unhealthy relationships. These individuals often find themselves in a string of partnerships that leave them emotionally drained, unsatisfied, or even in toxic situations. It’s tempting to chalk this up to bad luck or to make sweeping generalizations like “all men are narcissists” or “all women are irrational.” These narratives oversimplify the intricate dynamics of human relationships and are far from helpful. The real key to breaking free from this cycle isn’t pointing fingers at external factors but...
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In the current economic climate, many individuals are grappling with financial instability. This struggle is not unfounded, as recent statistics reveal a disturbing trend in the global economy. Over the past five years, 97% of salaries have not kept pace with inflation. This means that while the cost of living has increased, wages have remained stagnant or even decreased, leaving many people feeling financially strained. The decline in income and rising cost of livingIn the same period, salaries have seen an actual decrease of 8.2%. This decline in income, coupled with the rising cost of livin...
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People dream of the day they’ll retire. They work hard for decades to reach the time they can hang up their work keys and finally pursue their outside interests. Some people have plans to travel, while others want the freedom to putt around as they see fit. They may want to spend more time with family, move closer to grandkids, or finally finish their memoir. However, retiring too early can potentially have negative financial consequences you have to endure for years to come if you’re not thoroughly prepared. How can you know when is the right time to exit your company and when you should work...
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